The Earth is a big place with billions of people and most of them care very little, if at all, about anyone else. But thoughts come, and after I’ve wrestled with them a while, I am inexplicably compelled to share my results. You’ve stumbled upon the product of that process. I know you barely care, because I barely care, but if we pretend a little bit, we might just surprise one another.
-Jay
Consumer First Bank 